Most borrowers have heard of FHA home loans. They are very common. You hear about them mostly as loans for first time borrowers, which is common. However, most people don’t realize that FHA loans can also be does for refinancing. They are not only for purchasing a house.
HUD owns and operates FHA, which is a [...]

Before You Do Anything Else
The first thing you should do is make sure your credit is in order. Request a free credit report from each of the credit bureaus and check the reports for accuracy. If you find mistakes on these credit reports you will need to dispute the errors.
You can improve your [...]

For years, lenders have utilized “credit scoring” to determine whether or not an individual is a good credit risk. Credit scoring has recently become a hot topic, due in large part by the mortgage lending industry’s willingness to use the process to evaluate one’s likelihood of repaying home mortgage refinancing or second mortgage loans. [...]

Many potential home buyers do not realize it, but it is perfectly legal and perfectly acceptable to work with more than just one real estate agent when shopping for a home. Working with more than one agent can have significant advantages, such as a greater number of properties to choose from and greater real estate [...]